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Credit card advice from real people.

Let’s find the one that matches your needs. Credit Card Reviews groups credit card offers based on attributes. For those of you who have come here looking for rewards cards, we recommend looking through the list of Credit Card Sign-up Bonuses . For other offers, use our navigation to isolate the credit card type you are looking for, including balance transfer , 0% APR , low interest , no annual fee . We also have dedicated sections for small business owners as well as students .

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Card Categories

Navigate to view different types of credit cards based on their attributes. If you are looking for a specific rewards card that either gives you cash back, points, gas rebates, or travel perks, you can quickly jump to view those types of offers in once section.

Additionally if you want to save interest on spending you can identify low interest credit cards, 0% APR offers with no interest for periods of over a year on purchases, or want to save on interest for purchases you've made through utilizing a balance transfer offer, we have corresponding sections for those types of cards.

#1

Rated Cards by Category

Below you will find the highest rated credit card offers in their respective categories based on reviews from other consumers and credit card experts. These offers are strictly ranked based off of feedback and reviews that our website has received.

We encourage you to help other visitors to Credit Card Reviews if you see a credit card offer on our site that you have experience with or are a current cardholder. You may sign up here to provide feedback on your experience with that card by creating an account here as your review may help someone else.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

See Pay Over Time APR

Annual Fee

$695

Recommend Credit Score

720 - 850

This is American Express’ most comprehensive and exclusive card, offering a wide range of rewards, with higher fees than other cards but an even higher return. Earn hundreds of dollars in hotel, digital entertainment, airline fee or Walmart+ credit, as well as credit to use with CLEAR Plus, Equinox, Global Entry and SoulCycle At-Home. Enjoy Uber VIP status and up to $200 in savings on Uber eats or rides every year. In your first 6 months, earn a welcome gift of 80,000 Membership Rewards® Points after spending $8,000 with your card.

Chase Slate Edge℠
#1

0% BALANCE TRANSFERS

Chase Slate Edge℠

Intro Purchase APR

0% Intro APR on Purchases

Intro Transfer APR

0% Intro APR on Balance Transfers

Regular APR

20.49% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

One standout benefit of this card is the potential to raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months. You can also monitor your own credit score with Chase Credit Journey. At the same time, you can lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.

Intro Purchase APR

0% Intro APR

Intro Transfer APR

0% Intro APR

Regular APR

18.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Intro Purchase APR

0% Intro APR on Purchases

Intro Transfer APR

0% Intro APR on Balance Transfers

Regular APR

20.49% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

One standout benefit of this card is the potential to raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months. You can also monitor your own credit score with Chase Credit Journey. At the same time, you can lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

The perfect card for Disney fans, and a great way to save on Disney vacations and merch, with 0% promo APR on select Disney vacation packages for 6 months from the date of purchase, 10% off select merchandise purchases at select locations, 10% off select dining locations at the Disneyland® and Walt Disney World® Resorts (depending on the day!), and 10% discounts on select purchases at shopDisney.com. You will also earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months.

Intro Purchase APR

0%

Intro Transfer APR

0%

Regular APR

19.24% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

As the name suggests, this is a brilliant card for cash back rewards customized to your individual spending habits. There are no rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories. As you spend, earn 5% cash back on purchases in your top eligible spend category each billing cycle (up to the first $500 spent), and 1% cash back thereafter. All other purchases will earn you unlimited 1% cash back.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.24% - 27.24%

Annual Fee

$95

Recommend Credit Score

720 - 850

  • Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
  • No foreign transaction fees.
  • Low $95 annual fee.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.24% - 29.24%

Annual Fee

$70

Recommend Credit Score

720 - 850

If you fly Alaska, then make sure you invest in this card. You will receive 50,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account. When you paid for your flight with your card, enjoy Priority Boarding and a free checked bag (and the same for up to 6 guests on the same reservation). You can also expect 20% back on Alaska Airlines inflight purchases when you pay with your card. When you’re not flying, earn miles through everyday purchases! 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare), and 1 mile for every $1 spent on all other purchases.

Intro Purchase APR

See Terms

Intro Transfer APR

See Terms

Regular APR

35.99%*

Annual Fee

$75.00 1st year, $48.00 after*

Recommend Credit Score

300 - 619

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

The perfect card for Disney fans, and a great way to save on Disney vacations and merch, with 0% promo APR on select Disney vacation packages for 6 months from the date of purchase, 10% off select merchandise purchases at select locations, 10% off select dining locations at the Disneyland® and Walt Disney World® Resorts (depending on the day!), and 10% discounts on select purchases at shopDisney.com. You will also earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months.


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