Best Rewards Credit Cards

10 Cards

Chase Freedom Unlimited®

Rewards are very simple: 1.5% cash on purchases. I like the simplicity. Read Full Review

Apply for the top rewards credit card offers - Updated January 2023

Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR 0% intro on purchases
Intro Purchase APR Period for 15 months
Regular Purchase APR 19.74% - 29.74% (Variable)
Fees
Annual Fee $0
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR 0% intro on balance transfers
Intro Balance Transfer Period for 15 months
Regular Balance Transfer APR 19.74% - 29.74% (Variable)
Fees
Balance Transfer Fee 3%
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.74%-29.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
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Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 20.74% - 28.74% (Variable)
Fees
Annual Fee $95
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR See Terms
Intro Balance Transfer Period See Terms
Regular Balance Transfer APR 20.74% - 28.74% (Variable)
Fees
Balance Transfer Fee $0 at this Transfer APR
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
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Chase Freedom Unlimited®

(1 Rating or Review)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR 0% Intro APR on Purchases
Intro Purchase APR Period N/A
Regular Purchase APR 14.99% - 23.74% Variable
Fees
Annual Fee $0
Foreign Transaction Fee 3% of the amount of each transaction in U.S. dollars.
Balance Transfers
Intro Balance Transfer APR 0% Intro APR on Balance Transfers
Intro Balance Transfer Period 15 months
Regular Balance Transfer APR 14.99% - 23.74% Variable
Fees
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99 - 23.74%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
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Chase Sapphire Preferred® Card

(2 Ratings & Reviews)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR N/A
Intro Purchase APR Period N/A
Regular Purchase APR 15.99% - 22.99% Variable
Fees
Annual Fee $95
Foreign Transaction Fee $0
Balance Transfers
Intro Balance Transfer APR N/A
Intro Balance Transfer Period N/A
Regular Balance Transfer APR 15.99% - 22.99% Variable
Fees
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
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Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR See Terms*
Intro Purchase APR Period See Terms*
Regular Purchase APR 15.99% - 22.99% Variable
Fees
Annual Fee $149
Foreign Transaction Fee See Terms*
Balance Transfers
Intro Balance Transfer APR See Terms*
Intro Balance Transfer Period See Terms*
Regular Balance Transfer APR 15.99% - 22.99% Variable
Fees
Balance Transfer Fee Either $5 or 5% of the amount of each balance transfer, whichever is greater.
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 7,500 bonus points after your Cardmember anniversary.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • 20% back on in-flight drinks and WiFi.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 15.49% - 24.49% Variable
Fees
Annual Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfers
Intro Balance Transfer APR 0%
Intro Balance Transfer Period 12 billing cycles
Regular Balance Transfer APR 15.49% - 24.49%* (Variable)
Fees
Balance Transfer Fee 4% of each balance transfer; $5 minimum.
  • 3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back on all other purchases • Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles, then your variable APR will be 15.49% to 24.49% based on your creditworthiness
  • No international transaction fees on credit purchases
  • No Annual Fee • Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details
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Lowest Credit Score
630
High Credit Score
689
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 29.99% (Variable)
Fees
Annual Fee $39
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR See Terms
Intro Balance Transfer Period See Terms
Regular Balance Transfer APR 29.99% (Variable)
Fees
Balance Transfer Fee $0 at this Transfer APR
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
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Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR See Terms*
Intro Purchase APR Period See Terms*
Regular Purchase APR 15.99% - 22.99% Variable
Fees
Annual Fee $69
Foreign Transaction Fee See Terms*
Balance Transfers
Intro Balance Transfer APR See Terms
Intro Balance Transfer Period See Terms*
Regular Balance Transfer APR 15.99% - 22.99% Variable
Fees
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 3,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass.
  • No blackout dates or seat restrictions.
  • Redeem your points for flights, hotel stays, gift cards, access to events, and more.
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Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms*
Regular Purchase APR 15.99% - 22.99% Variable
Fees
Annual Fee $99
Foreign Transaction Fee See Terms*
Balance Transfers
Intro Balance Transfer APR See Terms*
Intro Balance Transfer Period See Terms*
Regular Balance Transfer APR 15.99% - 22.99% Variable
Fees
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Redeem your points for flights, hotel stays, gift cards, access to events, and more.
+ Show More Details + - Show Less Details -
Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR 0% intro on purchases
Intro Purchase APR Period for 15 months
Regular Purchase APR 19.74% - 29.74% (Variable)
Fees
Annual Fee $0
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR 0% intro on balance transfers
Intro Balance Transfer Period for 15 months
Regular Balance Transfer APR 19.74% - 29.74% (Variable)
Fees
Balance Transfer Fee 3%
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
+ Show More Details + - Show Less Details -