Best Cash Back Credit Cards

View cash back credit card offers, many with sign-up bonuses and apply online: Updated January 2024

8 Cards in Total

Cash back is simply a small percentage of every purchase that you get back in the form of a statement credit or a deposit/check. The cash back reward comes from the credit card company themselves and not the store you are making the purchase. Some cash back offers let you earn a higher percentage on certain purchases, such as fuel or travel, while still maintaining a lower percentage for every purchase. Others simply offer a set rate for all purchases, regardless of the type of purchase.

CreditCardReviews.com is an independent, advertising-supported comparison service. Many of the offers that appear on this site are from companies from which CreditCardReviews.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCardReviews.com does not include the entire ecosystem of credit offers available to the US market. CreditCardReviews.com has partnerships with issuers and referral platforms including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, Well Fargo, and Cardratings.
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Intro Purchase APR

0% for 15 months

Intro Transfer APR

0% for 15 months

Regular APR

19.24% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

As the name suggests, this is a brilliant card for cash back rewards customized to your individual spending habits. There are no rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories. As you spend, earn 5% cash back on purchases in your top eligible spend category each billing cycle (up to the first $500 spent), and 1% cash back thereafter. All other purchases will earn you unlimited 1% cash back.

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/ 5

0 Ratings & Reviews

Intro Purchase APR

0% intro APR for 15 months from account opening

Intro Transfer APR

0% intro APR for 15 months from account opening on qualifying balance transfers

Regular APR

20.24%, 25.24%, or 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

0% for 18 months

Regular APR

19.24% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

This card has an effective rewards policy, where you earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Once you’ve spent $1,500 (in the first 6 months after opening your account), you will earn $200 cash back. Until the end of 2024, you can also earn 5% total cash back on hotels, car rentals, and attractions booked on the Citi Travel℠ portal. You can also enjoy 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.

Intro Purchase APR

0% Intro APR for 15 billing cycles for purchases

Intro Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

18.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don't expire as long as your account remains open.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Intro Purchase APR

0% on purchases for 15 months

Intro Transfer APR

0% on balance transfers for 15 months

Regular APR

19.24% - 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

This card offers cash back for the everyday credit card user, with no annual fees and a $200 statement credit after you spend $2,000 within the first 6 months. Enjoy 3% Cash Back on up to $6,000 per year in purchases at US supermarkets, US online retail stores and US gas stations. Make the most of numerous offers when you buy the Disney Bundle (Disney+, Hulu, ESPN+) with your Blue Cash Everyday. You can even use your card to optimize your grocery budget by purchasing a Home Chef meal kit subscription and enjoying up to $15 back per month (Enrollment Required). -- Terms Apply

Intro Purchase APR

0% on purchases for 12 months

Intro Transfer APR

0% on balance transfers for 12 months

Regular APR

19.24% - 29.99%

Annual Fee

$0 annual fee for the first year, then $95

Recommend Credit Score

720 - 850

As the name suggests, this card is a brilliant option for cash benefits. Receive from 3% to 6% cash back at US gas stations, supermarkets, and on transit and streaming services. The card also comes with various statement credits. Enjoy $250 in statement credit after you spend $3,000 in purchases on your new card in the first 6 months, and up to $120 annually if you buy an auto-renewing subscription to Equinox+ (enrollment required). You are also given one year without an annual fee, and a low intro APR (0% on purchases and balance transfers for the first 12 months). -- Terms Apply

Intro Purchase APR

0% Intro APR for 15 billing cycles for purchases

Intro Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

18.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

0% Intro APR on Purchases for 15 months

Intro Transfer APR

0% Intro APR on Balance Transfers for 15 months

Regular APR

20.49% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

Your key to great cash back rewards on a range of purchases, with no minimum. For the first year in the first $20,000 spent, enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, 4.5% cash back on drugstore purchases and dining at restaurants/takeout, and 3% on all other purchases. These rates are lowered slightly after your first year or $20,000 spent. You can choose to receive a statement credit or direct deposit into most US checking and savings accounts, and Cash Back rewards do not expire as long as your account is open.