Best Small Business Credit Cards

6 Cards

Find the best business cards for small business with Credit Card Reviews

Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR N/A
Intro Purchase APR Period N/A
Regular Purchase APR 17.99% - 22.99% Variable
Fees
Annual Fee $95
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR N/A
Intro Balance Transfer Period N/A
Regular Balance Transfer APR 17.99% - 22.99% Variable
Fees
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
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Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 18.49% (Variable)
Fees
Annual Fee $0 intro for first year; $95 after that
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR See Terms
Intro Balance Transfer Period See Terms
Regular Balance Transfer APR 18.49% (Variable)
Fees
Balance Transfer Fee See Terms
  • Limited Time Offer: Earn up to $2,000 in cash bonuses
  • Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
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Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR 0% on purchases
Intro Purchase APR Period for 9 months
Regular Purchase APR 14.49% - 22.49% (Variable)
Fees
Annual Fee $0
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR See Terms
Intro Balance Transfer Period See Terms
Regular Balance Transfer APR 14.49% - 22.49% (Variable)
Fees
Balance Transfer Fee See Terms
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • $0 Fraud Liability if your card is lost or stolen
  • No foreign transaction fees
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Lowest Credit Score
630
High Credit Score
689
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 24.49% (Variable)
Fees
Annual Fee $0
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR See Terms
Intro Balance Transfer Period See Terms
Regular Balance Transfer APR 24.49% (Variable)
Fees
Balance Transfer Fee See Terms
  • Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • No annual fee
  • Build and strengthen credit for your business by using this credit card responsibly
  • $0 Fraud Liability if your card is lost or stolen
  • Free employee cards, which also earn unlimited 1% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
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Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 18.49% (Variable)
Fees
Annual Fee $0 intro for first year; $95 after that
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR See Terms
Intro Balance Transfer Period See Terms
Regular Balance Transfer APR 18.49% (Variable)
Fees
Balance Transfer Fee See Terms
  • Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel—flights, hotels and more
  • Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
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Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR 0% on purchases
Intro Purchase APR Period for 9 months
Regular Purchase APR 14.49% - 22.49% (Variable)
Fees
Annual Fee $0
Foreign Transaction Fee None
Balance Transfers
Intro Balance Transfer APR See Terms
Intro Balance Transfer Period See Terms
Regular Balance Transfer APR 14.49% - 22.49% (Variable)
Fees
Balance Transfer Fee See Terms
  • Earn unlimited 1.5X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles Select card
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Free employee cards which also earn unlimited 1.5X miles from their purchases
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