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Credit card advice from real people.

Let’s find the one that matches your needs. Credit Card Reviews groups credit card offers based on attributes. For those of you who have come here looking for rewards cards, we recommend looking through the list of Credit Card Sign-up Bonuses . For other offers, use our navigation to isolate the credit card type you are looking for, including balance transfer , 0% APR , low interest , no annual fee . We also have dedicated sections for small business owners as well as students .

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Card Categories

Navigate to view different types of credit cards based on their attributes. If you are looking for a specific rewards card that either gives you cash back, points, gas rebates, or travel perks, you can quickly jump to view those types of offers in once section.

Additionally if you want to save interest on spending you can identify low interest credit cards, 0% APR offers with no interest for periods of over a year on purchases, or want to save on interest for purchases you've made through utilizing a balance transfer offer, we have corresponding sections for those types of cards.

#1

Rated Cards by Category

Below you will find the highest rated credit card offers in their respective categories based on reviews from other consumers and credit card experts. These offers are strictly ranked based off of feedback and reviews that our website has received.

We encourage you to help other visitors to Credit Card Reviews if you see a credit card offer on our site that you have experience with or are a current cardholder. You may sign up here to provide feedback on your experience with that card by creating an account here as your review may help someone else.

Citi Rewards+<sup>®</sup> Card
#1

INITIAL SIGN-UP BONUS

Citi Rewards+® Card

Intro Purchase APR

0% for 15 months

Intro Transfer APR

0% for 15 months

Regular APR

18.74% - 28.74%

Annual Fee

$0

Recommend Credit Score

720 - 850

The only credit card on the market that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 you spend per year and then 1X Points thereafter (1X ThankYou® Points on All Other Purchases). Receive 5 ThankYou® Points per $1 spent on hotels, car rentals and attractions booked on the Citi Travel℠ portal until June 30, 2024. Enjoy 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of opening your account (redeemable for $200 in gift cards at thankyou.com).

Wells Fargo Reflect® Card
#1

0% BALANCE TRANSFERS

Wells Fargo Reflect® Card

Intro Purchase APR

0% intro APR for 21 months from account opening

Intro Transfer APR

0% intro APR for 21 months from account opening on qualifying balance transfers

Regular APR

18.24%, 24.74%, or 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
  • $0 Annual Fee.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.

Intro Purchase APR

0% Intro APR on Purchases for 15 months

Intro Transfer APR

0% Intro APR on Balance Transfers for 15 months

Regular APR

20.49% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

Your key to great cash back rewards on a range of purchases, with no minimum. For the first year in the first $20,000 spent, enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, 4.5% cash back on drugstore purchases and dining at restaurants/takeout, and 3% on all other purchases. These rates are lowered slightly after your first year or $20,000 spent. You can choose to receive a statement credit or direct deposit into most US checking and savings accounts, and Cash Back rewards do not expire as long as your account is open.

Intro Purchase APR

0% Intro APR on Purchases for 18 months

Intro Transfer APR

0% Intro APR on Balance Transfers for 18 months

Regular APR

20.49% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

One standout benefit of this card is the potential to raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months. You can also monitor your own credit score with Chase Credit Journey. At the same time, you can lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.99% - 28.99%

Annual Fee

$250

Recommend Credit Score

720 - 850

If you fly United regularly, then this card could be a great investment not just as a credit card but as a way to earn while you travel. You will earn 3 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel, dining and select streaming services, and 1 mile per $1 on all other purchases. Check your first and second bags for free (huge savings!) and get ready for up to 10,000 miles in award flight credits each year.

Intro Purchase APR

0% for 15 months

Intro Transfer APR

0% for 15 months

Regular APR

19.24% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

As the name suggests, this is a brilliant card for cash back rewards customized to your individual spending habits. There are no rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories. As you spend, earn 5% cash back on purchases in your top eligible spend category each billing cycle (up to the first $500 spent), and 1% cash back thereafter. All other purchases will earn you unlimited 1% cash back.

Citi Rewards+<sup>®</sup> Card
#1

POINTS REWARDS PROGRAM

Citi Rewards+® Card

Intro Purchase APR

0% for 15 months

Intro Transfer APR

0% for 15 months

Regular APR

18.74% - 28.74%

Annual Fee

$0

Recommend Credit Score

720 - 850

The only credit card on the market that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 you spend per year and then 1X Points thereafter (1X ThankYou® Points on All Other Purchases). Receive 5 ThankYou® Points per $1 spent on hotels, car rentals and attractions booked on the Citi Travel℠ portal until June 30, 2024. Enjoy 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of opening your account (redeemable for $200 in gift cards at thankyou.com).

Intro Purchase APR

0% Intro APR on Purchases for 12 months

Intro Transfer APR

N/A

Regular APR

18.49% - 24.49%

Annual Fee

$0

Recommend Credit Score

720 - 850

A card with no annual fee and high cash back rewards, with round-the-clock monitoring for unusual credit card purchases and Zero Liability on your end for unauthorized charges made with your card or account information. Earn unlimited 1.5% cash back on every purchase made for your business, and enjoy a $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You can also earn rewards faster with employee cards, and at no additional cost! 0% introductory APR for 12 months on purchases.

Intro Purchase APR

See Terms

Intro Transfer APR

See Terms

Regular APR

35.99%*

Annual Fee

$75.00 1st year, $48.00 after*

Recommend Credit Score

300 - 619

Prime Visa
#1

LOW INTEREST

Prime Visa

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.49% - 27.49% (variable)

Annual Fee

$0

Recommend Credit Score

720 - 850

The perfect card for Amazon Prime users. You will be charged $0 in credit card fees, and will be able to redeem daily rewards at Amazon.com without waiting - as early as the very next day. Receive a $100 Amazon Gift Card instantly upon approval, and earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and with Chase Travel purchases, if you also have an eligible Prime membership.


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