Best Balance Transfers Credit Cards

3 Cards

687474703a2f2f7777772e66746a6366782e636f6d2f696d6167652d373837333632312d3132363132393539 U.S. Bank Cash+™ Visa Signature® Card

I've only had the card for six months, but I'm earning a bunch of rebates with it. Read Full Review

687474703a2f2f7777772e6c6475687472702e6e65742f696d6167652d373837333632312d3131303835313833 U.S. Bank Visa® Platinum Card

Good offer to save money on interest for balance transfers or purchases because of the 0% rate for 15 months on both. Read Full Review

Read reviews about the best balance transfer cards

Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR N/A*
Intro Purchase APR Period N/A*
Regular Purchase APR 15.24% - 24.24%* (Variable)
Fees
Annual Fee $0*
Foreign Transaction Fee 3%*
Balance Transfers
Intro Balance Transfer APR 0%* intro on BTs
Intro Balance Transfer Period 12 billing cycles on Balance Transfers*
Regular Balance Transfer APR 15.24% - 24.24%* (Variable)
Fees
Balance Transfer Fee 3%*
  • Special Cash Back Offer: 5.5% cash back for the first year on your first $2,000 in eligible purchases each quarter on the combined two categories you choose. Thereafter, earn 5%. 2.5% cash back for the first year on your choice of one everyday category (i.e. gas or groceries). Thereafter, earn 2%. 1.5% cash back for the first year on all other eligible net purchases. Thereafter, earn 1%
  • New Cardmember bonus: $100 after you spend $500 in eligible net purchases in the first 90 days you have the card
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.24% - 24.24%
  • Unlimited cash back
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
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U.S. Bank Visa® Platinum Card

(4 Ratings & Reviews)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR 0%*
Intro Purchase APR Period 18 billing cycles on purchases and balance transfers*
Regular Purchase APR 11.24% - 23.24%* (Variable)
Fees
Annual Fee $0*
Foreign Transaction Fee 3%*
Balance Transfers
Intro Balance Transfer APR 0%*
Intro Balance Transfer Period 18 billing cycles on purchases and balance transfers*
Regular Balance Transfer APR 11.24% - 23.24%* (Variable)
Fees
Balance Transfer Fee 3%*
  • 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 11.24% - 23.24%
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • No annual fee*.
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 16.99%, 20.99% or 23.99% Variable
Fees
Annual Fee $89 - waived first year
Foreign Transaction Fee 0%
Balance Transfers
Intro Balance Transfer APR 0%
Intro Balance Transfer Period 12 months (on balance transfers made within 45 days of account opening)
Regular Balance Transfer APR 16.99%, 20.99% or 23.99% Variable
Fees
Balance Transfer Fee 3%, Minimum $5
  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.
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