Best Balance Transfers Credit Cards

3 Cards

687474703a2f2f7777772e6c6475687472702e6e65742f696d6167652d373837333632312d3131303835313833 U.S. Bank Visa® Platinum Card

Good offer to save money on interest for balance transfers or purchases because of the 0% rate for 20 months on both. Read Full Review

Read reviews about the best balance transfer cards

U.S. Bank Visa® Platinum Card

(4 Ratings & Reviews)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR 0%*
Intro Purchase APR Period 20 billing cycles on purchases and balance transfers*
Regular Purchase APR 11.74% - 23.74%* (Variable)
Fees
Annual Fee $0*
Foreign Transaction Fee See Terms*
Balance Transfers
Intro Balance Transfer APR 0%*
Intro Balance Transfer Period 20 billing cycles on purchases and balance transfers*
Regular Balance Transfer APR 11.74% - 23.74%* (Variable)
Fees
Balance Transfer Fee See Terms*
  • 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 11.74% - 23.74%
  • Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
  • No annual fee*.
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
  • Platinum Terms & Conditions
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR N/A*
Intro Purchase APR Period N/A*
Regular Purchase APR 15.74% - 24.74%* (Variable)
Fees
Annual Fee $0*
Foreign Transaction Fee 3%*
Balance Transfers
Intro Balance Transfer APR 0%* intro on BTs
Intro Balance Transfer Period 12 billing cycles on Balance Transfers*
Regular Balance Transfer APR 15.74% - 24.74%* (Variable)
Fees
Balance Transfer Fee 3%*
  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
  • 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
  • 2% cash back on your choice of one everyday category, like gas or groceries.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.74% - 24.74%
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
  • Cash+ Terms & Conditions
+ Show More Details + - Show Less Details -
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR N/A*
Intro Purchase APR Period N/A*
Regular Purchase APR 15.74% - 24.74%* (Variable)
Fees
Annual Fee $0*
Foreign Transaction Fee See Terms*
Balance Transfers
Intro Balance Transfer APR 0%* intro on BTs
Intro Balance Transfer Period 12 months
Regular Balance Transfer APR 15.74% - 24.74%* (Variable)
Fees
Balance Transfer Fee 3%
  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
  • Unlimited 1.5% cash back on all eligible net purchases.
  • No categories. Just use your card and earn unlimited cash back.
  • Cash back never expires and no minimum redemption options.
  • No Annual Fee*.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.74% - 24.74%
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