Citi Simplicity® Card


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Intro Purchase APR


Intro Transfer APR


Regular APR

19.24% - 29.99

Annual Fee


Recommend Credit Score

720 - 850

Why We Like This Card
Keep things simple and efficient with this card, which has no late fees, no penalty rate and no annual fee. You will also be paying 0% Intro APR for 21 months (from date of first transfer) on balance transfers, and 0% Intro APR for 12 months (from the date you open your account) on purchases. There is a small introductory balance transfer fee of $5 or 3% of the amount of the transfer (whichever is greater), for balance transfers completed within your first 4 months.

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