Best No Annual Fee Credit Cards

2 Cards

Imp Barclaycard Ring® Mastercard®

This card is the best card in my opinion. I love to use it. Read Full Review

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Barclaycard Ring® Mastercard®

(3 Ratings & Reviews)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 14.24% Variable
Fees
Annual Fee $0
Foreign Transaction Fee No Foreign Transaction Fees*
Balance Transfers
Intro Balance Transfer APR 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply.
Intro Balance Transfer Period Within 45 days of account opening
Regular Balance Transfer APR 14.24% Variable
Fees
Balance Transfer Fee Balance Transfers that post to the account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. Balance Transfers that post to the account after 45 days of account opening: $0
  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
  • Low 14.24% variable APR on purchases and cash advances
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR 0%
Intro Purchase APR Period 15 billing cycles
Regular Purchase APR 14.24%-25.24% Variable
Fees
Annual Fee See Terms
Foreign Transaction Fee 3% of each transaction in U.S. dollars.
Balance Transfers
Intro Balance Transfer APR 0%
Intro Balance Transfer Period 15 billing cycles
Regular Balance Transfer APR 14.24%-25.24% Variable
Fees
Balance Transfer Fee 4% of each balance transfer; $5 minimum.
  • Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
  • Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 14.24% to 25.24% based on your creditworthiness.
  • No Penalty Rate (APR) for a missed payment
  • No Annual Fee
  • Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.
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