Best No Annual Fee Credit Cards

3 Cards

Find no fee credit cards at Credit Card Reviews

Barclaycard Ring® Mastercard®

(2 Ratings & Reviews)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 13.99% Variable
Fees
Annual Fee $0
Foreign Transaction Fee No Foreign Transaction Fees*
Balance Transfers
Intro Balance Transfer APR 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply.
Intro Balance Transfer Period Within 45 days of account opening
Regular Balance Transfer APR 13.99% Variable
Fees
Balance Transfer Fee Balance Transfers that post to the account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. Balance Transfers that post to the account after 45 days of account opening: $0
  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply
  • Low 13.99% variable APR on purchases and cash advances
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR N/A*
Intro Purchase APR Period N/A*
Regular Purchase APR 15.99% - 24.99%* (Variable)
Fees
Annual Fee $0*
Foreign Transaction Fee 3%*
Balance Transfers
Intro Balance Transfer APR 0%* intro on BTs
Intro Balance Transfer Period 12 billing cycles on Balance Transfers*
Regular Balance Transfer APR 15.99% - 24.99%* (Variable)
Fees
Balance Transfer Fee 3%*
  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
  • 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.99% - 24.99%
  • No annual fee
  • Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
  • Cash+ Terms & Conditions
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U.S. Bank Visa® Platinum Card

(7 Ratings & Reviews)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR 0%*
Intro Purchase APR Period 20 billing cycles on purchases and balance transfers*
Regular Purchase APR 11.99% - 23.99%* (Variable)
Fees
Annual Fee $0*
Foreign Transaction Fee See Terms*
Balance Transfers
Intro Balance Transfer APR 0%*
Intro Balance Transfer Period 20 billing cycles on purchases and balance transfers*
Regular Balance Transfer APR 11.99% - 23.99%* (Variable)
Fees
Balance Transfer Fee See Terms*
  • 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 11.99% - 23.99%
  • Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
  • No annual fee*.
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
  • Platinum Terms & Conditions
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