Credit Card Reviews 2023

109 Cards in Total

Credit card offers in this section are listed by their rankings from cardholders and credit card experts. To refine your search, you may isolate card types through the sections below. If you have experience with a particular credit card offer, we encourage you to share that experience. This helps by improving both our ranking algorithm and the user experience of current and future visitors.

CreditCardReviews.com is an independent, advertising-supported comparison service. Many of the offers that appear on this site are from companies from which CreditCardReviews.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCardReviews.com does not include the entire ecosystem of credit offers available to the US market. CreditCardReviews.com has partnerships with issuers and referral platforms including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, Well Fargo, and Cardratings.
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5.0

/ 5

1 Ratings & Reviews

Intro Purchase APR

See Terms* for See Terms*

Intro Transfer APR

See Terms* for See Terms*

Regular APR

35.99%*

Annual Fee

$75.00 1st year, $48.00 after*

Recommend Credit Score

300 - 689

  • Earn 1% cash back rewards on payments made to your First Digital Credit Card
  • Checking Account Required
  • $300 credit limit (subject to available credit)
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • See Cash Back Rewards Programs Terms & Conditions for details

Intro Purchase APR

0% intro on purchases for 15 months

Intro Transfer APR

0% intro on balance transfers for 15 months

Regular APR

19.99% - 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

3% cash back at grocery stores as well as 3% cash back on entertainment, popular streaming services and dining, which covers everything from fast food to restaurants, are the perks that makes this card popular amongst US consumers who like to earn cash back for food and entertainment spend.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.24%-26.24%

Annual Fee

$95

Recommend Credit Score

720 - 850

This is the card to use if you are looking for tight security. The card comes with round-the-clock monitoring for unusual credit card purchases, and you will not be held responsible for unauthorized charges. Your new purchases (up to a certain amount) are also covered for 120 days against damage or theft. Then there are the financial perks - earn 100,000 bonus points after spending $8,000 in the first 3 months, earn 3 points per $1 on the first $150,000 you spend on eligible purchases each year, and redeem your points for 25% more through Chase Travel℠.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.99% - 29.99%

Annual Fee

$95

Recommend Credit Score

720 - 850

With 2 points per dollar spent on eligible purchases and a 75,000 bonus point perk earned by spending $4,000 within 3 months of account opening, the venture card is a very strong offer for people who travel. Note that as an added benefit there are no foreign transaction fees which can typically be as high as 3-3.5%.

Intro Purchase APR

0% for 9 billing cycles

Intro Transfer APR

N/A

Regular APR

18.49% - 28.49%

Annual Fee

$0.00

Recommend Credit Score

720 - 850

Earn cash rewards for spending on business-related categories of your choice. That’s 3% cash back from purchases in gas stations & EV charging stations, office supply stores and travel, to TV/telecom & wireless, computer services and business consulting services. Receive a further 2% cash back on dining purchases and 1% cash back on all other purchases. You can also raise these rates by up to 75% if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. No annual fee, and 0% Introductory APR on purchases for your first 9 billing cycles.

Intro Purchase APR

0% Intro APR for 15 billing cycles for purchases

Intro Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

18.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.99% - 29.99%

Annual Fee

$250

Recommend Credit Score

720 - 850

Your ticket to all things Marriott, this card provides the owner with complimentary Gold Elites status, 2X to 6X Marriott Bonvoy® points depending on the type of purchase, and a bonus of 155,000 Marriott Bonvoy bonus points after spending $5,000 or more with the card within the first 6 months. Earn 1k Bonus Points every time you stay at a property participating in Marriott Bonvoy (if you book directly with Marriott) and enjoy one Marriott Bonvoy Bevy Free Night Award after spending $15,000 on eligible purchases using your card in a calendar year. -- Terms Apply

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

See Pay Over Time APR

Annual Fee

$695

Recommend Credit Score

720 - 850

This is American Express’ most comprehensive and exclusive card, offering a wide range of rewards, with higher fees than other cards but an even higher return. Earn hundreds of dollars in hotel, digital entertainment, airline fee or Walmart+ credit, as well as credit to use with CLEAR Plus, Equinox, Global Entry and SoulCycle At-Home (enrollment required). Enjoy Uber VIP status and up to $200 in savings on Uber eats or rides every year. In your first 6 months, earn a bonus of 80,000 Membership Rewards® Points after spending $8,000 with your card. -- Terms Apply

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

See Pay Over Time APR

Annual Fee

$250

Recommend Credit Score

720 - 850

The perfect card to earn everyday points and rewards, especially if you’re a fan of eating out. With this card, you will receive 60,000 Membership Rewards® points after $6,000 worth of eligible purchases within the first 6 months, 4X Membership Rewards® Points at Restaurants Worldwide (including takeout/delivery in the US), up to $120 per year in Uber Cash (not a statement credit) for eats or rides if you use your card with your Uber account, and up to $120 in Dining Credit at select restaurant chains including Grubhub, The Cheesecake Factory and Goldbelly (in the form of $10 monthly credits and enrollment is required). -- Terms Apply

star-icon

0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.99% - 28.99%

Annual Fee

$525

Recommend Credit Score

720 - 850

The Infinite Card offers excellent rewards to put towards flying and travel with United, from miles (at great rates) to free first AND second checked bags, which can amount to savings of up to $320 per round trip, and Premier Access® travel services. You will also be eligible for 10% United Economy Saver Award discounts within the continental U.S. and Canada, and to earn up to 10,000 Premier qualifying points (25 PQP for every $500 you spend on purchases). In terms of everyday miles earnings, you will receive 4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining, and 1 mile per $1 spent on all other purchases.