Credit Card Reviews 2023

109 Cards in Total

Credit card offers in this section are listed by their rankings from cardholders and credit card experts. To refine your search, you may isolate card types through the sections below. If you have experience with a particular credit card offer, we encourage you to share that experience. This helps by improving both our ranking algorithm and the user experience of current and future visitors.

CreditCardReviews.com is an independent, advertising-supported comparison service. Many of the offers that appear on this site are from companies from which CreditCardReviews.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCardReviews.com does not include the entire ecosystem of credit offers available to the US market. CreditCardReviews.com has partnerships with issuers and referral platforms including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, Well Fargo, and Cardratings.
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5.0

/ 5

1 Ratings & Reviews

Intro Purchase APR

See Terms* for See Terms*

Intro Transfer APR

See Terms* for See Terms*

Regular APR

35.99%*

Annual Fee

$75.00 1st year, $48.00 after*

Recommend Credit Score

300 - 689

  • Earn 1% cash back rewards on payments made to your First Digital Credit Card
  • Checking Account Required
  • $300 credit limit (subject to available credit)
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • See Cash Back Rewards Programs Terms & Conditions for details
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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

0% Intro APR on Purchases for 15 months

Intro Transfer APR

0% Intro APR on Balance Transfers for 15 months

Regular APR

20.49% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

Your key to great cash back rewards on a range of purchases, with no minimum. For the first year in the first $20,000 spent, enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, 4.5% cash back on drugstore purchases and dining at restaurants/takeout, and 3% on all other purchases. These rates are lowered slightly after your first year or $20,000 spent. You can choose to receive a statement credit or direct deposit into most US checking and savings accounts, and Cash Back rewards do not expire as long as your account is open.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.99% - 28.99%

Annual Fee

$250

Recommend Credit Score

720 - 850

If you fly United regularly, then this card could be a great investment not just as a credit card but as a way to earn while you travel. You will earn 3 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel, dining and select streaming services, and 1 mile per $1 on all other purchases. Check your first and second bags for free (huge savings!) and get ready for up to 10,000 miles in award flight credits each year.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

See website for Details* for

Intro Transfer APR

See website for Details* for

Regular APR

29.99%

Annual Fee

$75

Recommend Credit Score

0 - 0

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score - Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 - $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you're Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required

Intro Purchase APR

0% Intro APR for 15 billing cycles for purchases

Intro Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

18.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.49%

Annual Fee

$0

Recommend Credit Score

720 - 850

One of Citi's best cash back rewards cards designed exclusively for Costco members, with no annual fees (providing you have a paid Costco membership) and no foreign transaction fees on purchases. You can also receive an annual credit card reward certificate, which is redeemable for cash or merchandise at US Costco warehouses, including Puerto Rico. Earn 4% cash back when you spend on eligible gas and EV charging purchases for the first $7,000 per year (and then 1% thereafter), 3% cash back on restaurants and eligible travel purchases, 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other purchases.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

0% Intro APR on Purchases for 12 months

Intro Transfer APR

N/A

Regular APR

18.49% - 24.49%

Annual Fee

$0

Recommend Credit Score

720 - 850

A card with no annual fee and high cash back rewards, with round-the-clock monitoring for unusual credit card purchases and Zero Liability on your end for unauthorized charges made with your card or account information. Earn unlimited 1.5% cash back on every purchase made for your business, and enjoy a $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You can also earn rewards faster with employee cards, and at no additional cost! 0% introductory APR for 12 months on purchases.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

0% for 15 months

Intro Transfer APR

0% for 15 months

Regular APR

18.74% - 28.74%

Annual Fee

$0

Recommend Credit Score

720 - 850

The only credit card on the market that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 you spend per year and then 1X Points thereafter (1X ThankYou® Points on All Other Purchases). Receive 5 ThankYou® Points per $1 spent on hotels, car rentals and attractions booked on the Citi Travel℠ portal until June 30, 2024. Enjoy 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of opening your account (redeemable for $200 in gift cards at thankyou.com).

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

29.99%

Annual Fee

$75

Recommend Credit Score

630 - 689

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you're Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 - $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.49% - 28.49% (variable)

Annual Fee

$95

Recommend Credit Score

720 - 850

This card will provide you with a 10% discount on Iberia flights purchased on iberia.com/Chase10. You can also earn a separate discount voucher of $1,000 to use toward two tickets on the same flight, for each year you make purchases of $30,000 on your card. The card is a great option for overseas travel - as it has no foreign transaction fees - and you will earn Avios when you book hotels directly with the hotel (2 Avios per $1), or make purchases with Iberia, British Airways, Aer Lingus, and LEVEL (3 Avios per $1).