Credit Card Reviews 2023

109 Cards in Total

Credit card offers in this section are listed by their rankings from cardholders and credit card experts. To refine your search, you may isolate card types through the sections below. If you have experience with a particular credit card offer, we encourage you to share that experience. This helps by improving both our ranking algorithm and the user experience of current and future visitors.

CreditCardReviews.com is an independent, advertising-supported comparison service. Many of the offers that appear on this site are from companies from which CreditCardReviews.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCardReviews.com does not include the entire ecosystem of credit offers available to the US market. CreditCardReviews.com has partnerships with issuers and referral platforms including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, Well Fargo, and Cardratings.
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on the Capital One website

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.99% - 29.99%

Annual Fee

$0

Recommend Credit Score

630 - 689

Capital One Quicksilver Student Card is a good option for students as it allows them to earn 1.5%cash back on purchases, has a $0 annual fee, and is available to students with limited or no credit history.
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0.0

/ 5

0 Ratings & Reviews

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on the Capital One website

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

29.99%

Annual Fee

$0

Recommend Credit Score

630 - 689

This is an unsecured card with no annual fee that caters to people with fair credit or higher. There are no foreign transaction fees either with the card which is uncommon for people who fit this credit profile.
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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

0% Intro APR on Purchases for 12 months

Intro Transfer APR

N/A

Regular APR

18.49% - 24.49%

Annual Fee

$0

Recommend Credit Score

720 - 850

This is an excellent card for cash back bonuses, including a $750 bonus cash back after you spend $6,000 in the first 3 months. You can also expect 5% cash back on the first $25,000 you spend at office supply stores and on internet, cable and phone services, during every account anniversary year. There are no annual fees, and you will receive a 0% introductory APR for 12 months on purchases. You can also rest easy that your money is safe, with round-the-clock monitoring for unusual credit card purchases and Zero Liability your end for unauthorized charges made with your card or account information.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.24% - 28.24%

Annual Fee

$95

Recommend Credit Score

720 - 850

  • LIMITED TIME ONLINE OFFER - 60,000 Bonus Miles!
  • Get 60,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
  • Get Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.
  • Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 mile per $1 spent on all other purchases. And, your miles don't expire on active accounts.
  • Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
  • Free checked bag and enjoy priority boarding for you and up to 6 guests on the same reservation, when you pay for your flight with your card - Also available for co-applicants and authorized users when they book a reservation too!
  • With oneworld® Alliance member airlines and Alaska's Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem miles.
  • Plus, no foreign transaction fees and a low $95 annual fee.
  • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

See Pay Over Time APR (variable)

Annual Fee

$695

Recommend Credit Score

720 - 850

This is American Express’ most comprehensive and exclusive card, offering a wide range of rewards, with higher fees than other cards but an even higher return. Earn hundreds of dollars in hotel, digital entertainment, airline fee or Walmart+ credit, as well as credit to use with CLEAR Plus, Equinox, Global Entry and SoulCycle At-Home (enrollment required). Enjoy Uber VIP status and up to $200 in savings on Uber eats or rides every year. In your first 6 months, earn a bonus of 80,000 Membership Rewards® Points after spending $8,000 with your card. -- Terms Apply

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.99% - 29.99%

Annual Fee

$0 introductory annual fee for first year, then $150

Recommend Credit Score

720 - 850

A great option for avid travelers, with no annual fees for the first year and a broad mix of flying-related perks. Earn 2X miles on Delta purchases at US supermarkets and restaurants around the world including takeout and delivery in the U.S. Spend $2,000 in your first 6 months, and earn 40,000 bonus miles. Receive your first checked bag on a Delta flight free of charge, and enjoy numerous flight credit gifts depending on how you use your card. -- Terms Apply

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.24% - 27.24%

Annual Fee

$95

Recommend Credit Score

720 - 850

  • Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
  • No foreign transaction fees.
  • Low $95 annual fee.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Intro Purchase APR

0% Intro APR for 15 billing cycles for purchases

Intro Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

18.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Intro Purchase APR

0% for 9 billing cycles

Intro Transfer APR

N/A

Regular APR

18.49% - 28.49%

Annual Fee

$0.00

Recommend Credit Score

720 - 850

There is no annual cap on cash rewards with this card, no annual fee, and the rewards don’t expire as long as your account remains open. Receive a gift of $300 in statement credit when you spend at least $3,000 in the first 90 days of your account opening. You can then earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business (free of cost) and earn up to an unlimited 2.62% cash back on all purchases (with a few terms and conditions). Choose how to redeem your cash rewards - as a bank deposit, statement credit or a mailed check.

Intro Purchase APR

0% for 7 billing cycles

Intro Transfer APR

N/A

Regular APR

16.49% - 27.49%

Annual Fee

$0.00

Recommend Credit Score

720 - 850

This card carries a competitive purchase APR, which will help you save on interest, and no annual fees. It also offers 0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR will apply. Added to this, when you make at least $3,000 in purchases in the first 90 days of your account opening, you will receive a $300 online statement credit. Finally, bring your whole team in on the deal and get employee cards at no additional cost to you, with credit limits you set.