Privacy Policy

Credit Card Reviews Inc.

Privacy Policy

Date Last Revised: July 9, 2013


Welcome to Credit Card Reviews. The Credit Card Reviews Site and service are provided by Credit Card Reviews Inc. (“Credit Card Reviews,” “we,” “us” or “our”). Credit Card Reviews knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This notice describes our Privacy Policy for the website and the services made available by Credit Card Reviews through that website (collectively, the “Site”).

If you have questions or concerns regarding this Privacy Policy, you should contact us at

Notice of Information We Collect and How We Use It

Credit Card Reviews stresses its privacy and security standards to guard against identity theft and provide security for your personal information. We regularly re-evaluate our privacy and security policies and adapt them as necessary to deal with new challenges.

Our primary purpose in collecting Personal Information (as defined below) is to provide you with a safe, smooth, efficient, and customized experience. This allows us to provide content, services and features that most likely meet your needs, and to customize our service to make your experience safer and easier. We only collect Personal Information about you that we consider necessary for achieving this purpose. “Personal information” for purposes of this Privacy Policy means information that identifies you, such as your name, address, password, profile picture or email address, or other information about you that is directly linked to Personal Information. Personal Information does not include "aggregate" information, which is data we collect about the use of our Site and our services.

Credit Card Reviews may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:

  • Advertisers and other third parties for their marketing and promotional purposes, such as the number of users who applied for a credit card or how many users clicked on a particular offer;
  • Organizations approved by Credit Card Reviews that conduct research into consumer spending; and
  • Users of our services for purposes of comparison of their personal financial situation relative to the broader community.

Such information does not identify you individually. Access to your registration information, account credentials, account information and any other personal information you provide is strictly restricted and used in accordance with specific internal procedures and safeguard governing access, in order to operate, develop or improve our services. We may also use third party vendors or service providers to help us provide our services to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of our services. We require such third parties to maintain the confidentiality of the information we provide to them and to only use such personal information for purposes related to the product or service they're providing.

Any information you do choose to share in your public profile can be accessed by all other users.

Certain areas and features of are available to you without registration or the need to provide to us any information. However, other features of the Site or our services may require registration, which involves provision to us of an email address, a password and a username. Once you give us your Personal Information, you are no longer anonymous to us.

When you activate an account, we may collect information such as your name, email address, password, and security questions and answers.

Information We Collect About Site Visitors

When you visit, we may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Site. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our Web design and functionality.

“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer’s hard drive. Credit Card Reviews may set and access cookies on your computer to track and store preferential information about you. Credit Card Reviews may gather information about you through cookie technology. For example, Credit Card Reviews may assign a cookie to you, to limit the amount of times you see a particular offer or to help better determine which offers to serve to you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of our services may be impaired for you.

We encode our cookies so that only we can interpret the information stored in them.

Web beacons are images embedded in a Web page or email for the purpose of measuring and analyzing site usage and activity. Credit Card Reviews, or third party service providers acting on our behalf, may use Web beacons to help us analyze Site usage and improve our service.

We may use third party service providers to help us analyze certain online activities. For example, these service providers may help us measure the performance of our online campaigns or analyze visitor activity on We may permit these service providers to use cookies and other technologies to perform these services for Credit Card Reviews. We do not share any personal information about our customers with these third party service providers, and these service providers do not collect such information on our behalf. Our third party service providers are required to comply fully with this Privacy and Security Policy.

Third Parties Offering Other Products or Services

There are a number of separate products and services offered by third parties advertised by us on our Site and through our services that may be complementary to your use of, such as lenders, banks, credit card issuers and brokerage institutions. If you choose to use these separate products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. You should evaluate the practices of external services providers before deciding to use their services. We are not responsible for their privacy practices. This Privacy Policy applies only to information collected by our Site.

If you click on a link to a third party site, we encourage you to check the privacy policy of that site. We may present links in a format that enables us to keep track of whether these links have been followed and whether any action has been taken on a third party Web site. We use this information to improve the quality of available offers and customized content on our service.

Information We Collect To Respond To Your Choices and Requests


Certain features of this site require you to complete the registration form and create a user name and password. During registration you are required to give truthful contact information (such as an email address) in accordance with our Terms of Use. We may use this information to contact you about the services on our Site in which you have expressed interest. If your registration information changes, you may update it any time via our service.

Public Profile

If you choose to create a public profile on the Site, we may collect other users’ comments about you in our feedback area.

Bulletin Boards, Blogs and Online Chat

If you use a bulletin board, blog or chat room on our Site, you should be aware that any information you submit there can be read, collected or used by other users and could be used to send you unsolicited messages. We are not responsible for the personal information you choose to submit in these forums. These forums may be hosted by us or by one of our third party service providers on our behalf. We may collect the information you post in any of our bulletin boards, blogs or chat rooms. We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.

If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Site, we may collect such information into a file specific to you. We reserve the right to terminate the accounts of visitors who use these services in a manner inconsistent with the Terms of Use.


From time to time, we may offer you the opportunity to participate in surveys designed to help us improve the Site. Any information submitted in connection with such activities will be treated in accordance with this Privacy Policy, except as specifically set forth in the rules for those surveys. Any personal information provided to us in connection with any survey will be used only in relation to that survey and as elsewhere set forth in this Privacy Policy.

Disclosure of Your Information to Protect our Rights or if Required by Law

We reserve the right (and you authorize Credit Card Reviews) to disclose your Personal Information as required by law and when we believe, in our sole discretion, that disclosure is necessary or appropriate to protect our rights; to prevent prohibited or illegal activities; to comply with a judicial proceeding, court order, or legal process served on us or the Site; when required by any applicable law, rule or regulation; or in connection with an actual or proposed corporate transaction or insolvency proceeding involving all or part of the business or asset to which the information pertains.

Disclosure of Your Information upon Change of Control of Credit Card Reviews

Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization or other change of control of Credit Card Reviews. If we sell, merge or transfer any part of our business, part of the sale may include your personal information. If so, you will be asked if you'd like to stop receiving promotional information following any change of control.

Your User Name and Password

We recommend that you change your password periodically. You are responsible for maintaining the security of your User Name and Password. You may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others, you may contact us at, but in any event you should change your password immediately via our service. We are not responsible if someone else accesses your account through registration information they have obtained from you or through a violation by you of this Privacy Policy or the Terms of Use.

If you have a security related concern, please contact us at We will work closely with you to ensure a rapid and personal response to your concerns.

Persons Under 18 Years of Age

Our Site is not directed to people under 18 years of age. If you become aware that your child has provided us with Personal Information without your consent, please contact us at We do not knowingly collect Personal Information from users who are children under the age of 18. If we become aware that a child under 18 has provided us with Personal Information, we take steps to remove that information and terminate the applicable account.

Terms of Use

Please also visit our Terms of Use section establishing the use, disclaimers, and limitations of liability governing the use of our Site.

Your Consent

By using the Site, you consent to the current version of our Privacy Policy.

Changes to our Privacy Policy

If we decide to change our Privacy Policy, we will post changes to this Privacy Policy and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this Privacy Policy at any time, and such change will apply with respect to information you provide or your activity on the Site immediately upon posting the revised policy, so please review it frequently. The date last revised appears at the top of this Privacy Policy.

Contact Us

If you have any questions comments, concerns or feedback regarding this Privacy Policy or any other privacy or security concern, please contact us at: