Credit Card Reviews 2023

109 Cards in Total

Credit card offers in this section are listed by their rankings from cardholders and credit card experts. To refine your search, you may isolate card types through the sections below. If you have experience with a particular credit card offer, we encourage you to share that experience. This helps by improving both our ranking algorithm and the user experience of current and future visitors.

CreditCardReviews.com is an independent, advertising-supported comparison service. Many of the offers that appear on this site are from companies from which CreditCardReviews.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCardReviews.com does not include the entire ecosystem of credit offers available to the US market. CreditCardReviews.com has partnerships with issuers and referral platforms including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, Well Fargo, and Cardratings.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.99% - 29.99%

Annual Fee

$0

Recommend Credit Score

630 - 689

With a $0 annual fee and the ability to earn 3% cash back on groceries, restaurants, streaming services, and various other entertainment expenses (that includes everything from concert tickets to amusement parks), this card is a nice option for students who are looking to earn rewards on spending.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.49% - 28.49%

Annual Fee

$99

Recommend Credit Score

720 - 850

Accumulate points as you travel with this card, especially if you’re a Southwest regular. Earn 3X points on Southwest Airlines® purchases, 2X on Rapid Rewards® hotel and car rental partners, and 2X points on rideshare. Receive 1 point per $1 spent on all other purchases, and treat yourself with two complimentary EarlyBird Check-Ins® each year. On top of this, enjoy 60,000 points after spending $3,000 on purchases in the first 3 months, and 6,000 bonus points after your Cardmember anniversary.

Intro Purchase APR

0% Intro APR for 15 billing cycles for purchases

Intro Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

18.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Intro Purchase APR

0% for 9 billing cycles

Intro Transfer APR

N/A

Regular APR

18.49% - 28.49%

Annual Fee

$0.00

Recommend Credit Score

720 - 850

There is no annual cap on cash rewards with this card, no annual fee, and the rewards don’t expire as long as your account remains open. Receive a gift of $300 in statement credit when you spend at least $3,000 in the first 90 days of your account opening. You can then earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business (free of cost) and earn up to an unlimited 2.62% cash back on all purchases (with a few terms and conditions). Choose how to redeem your cash rewards - as a bank deposit, statement credit or a mailed check.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

0% Intro APR on Purchases for 18 months

Intro Transfer APR

0% Intro APR on Balance Transfers for 18 months

Regular APR

20.49% - 29.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

One standout benefit of this card is the potential to raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months. You can also monitor your own credit score with Chase Credit Journey. At the same time, you can lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.99% - 28.99%

Annual Fee

$250

Recommend Credit Score

720 - 850

If you fly United regularly, then this card could be a great investment not just as a credit card but as a way to earn while you travel. You will earn 3 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel, dining and select streaming services, and 1 mile per $1 on all other purchases. Check your first and second bags for free (huge savings!) and get ready for up to 10,000 miles in award flight credits each year.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

18.49% - 24.49%

Annual Fee

$0

Recommend Credit Score

720 - 850

You receive a $750 bonus when you spend $6,000 within 3 months of account opening. In addition to this sign-up bonus, you earn 1.5% cash back on all other purchases made with the card.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.24% - 29.24%

Annual Fee

$70

Recommend Credit Score

720 - 850

If you fly Alaska, then make sure you invest in this card. You will receive 50,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account. When you paid for your flight with your card, enjoy Priority Boarding and a free checked bag (and the same for up to 6 guests on the same reservation). You can also expect 20% back on Alaska Airlines inflight purchases when you pay with your card. When you’re not flying, earn miles through everyday purchases! 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare), and 1 mile for every $1 spent on all other purchases.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.24% - 28.24%

Annual Fee

$49

Recommend Credit Score

720 - 850

This card strikes a balance between Disney perks and everyday benefits. Earn 5% in Disney Rewards Dollars on card purchases made at DisneyPlus.com, Hulu.com or ESPNPlus.com, 2% at gas stations, grocery stores, restaurants and most Disney US locations, and 1% on all other purchases. There are no limits on how many Rewards Dollars you can earn. Added to this, save 10% on select purchases at disneystore.com, enjoy 10% off select merchandise purchases at select locations, and 10% off at Disneyland® and Walt Disney World® Resorts (depending on the location and day). If you want to use your bonuses outside Disney, you can redeem your Rewards Dollars for statement credit toward airline travel.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.99% - 29.99%

Annual Fee

$125

Recommend Credit Score

720 - 850

This card not only gets you earning points, but also gets you discounts and offers at the Marriott hotels you know and love. Enjoy Complimentary Marriott Bonvoy Gold Elite Status and 2 Free Night Awards every year at hotels participating in Marriott Bonvoy®, one for free when your card renews and another after you spend $60K in purchases on your card that year. This card also comes with a welcome offer of three Free Nights Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Plus, receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly through Marriott.