Best No Annual Fee Credit Cards

Apply for the top no fee credit cards - Updated January 2024

1 Cards in Total

No annual fee credit cards offer the standard features of a credit card without the requirement of an annual fee. This means that you’ll get the flexibility of having a credit card without needing to pay a fee for the service. That said many times credit cards with annual fees have them because they have either a very strong rewards program or if the card happens to be catering to people with lower credit ratings and may be viewed as higher risk.

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0 Ratings & Reviews

Intro Purchase APR

0%

Intro Transfer APR

0%

Regular APR

19.24% - 29.99

Annual Fee

$0

Recommend Credit Score

720 - 850

Keep things simple and efficient with this card, which has no late fees, no penalty rate and no annual fee. You will also be paying 0% Intro APR for 21 months (from date of first transfer) on balance transfers, and 0% Intro APR for 12 months (from the date you open your account) on purchases. There is a small introductory balance transfer fee of $5 or 3% of the amount of the transfer (whichever is greater), for balance transfers completed within your first 4 months.