Best Balance Transfers Credit Cards

5 Cards

Imp Chase Freedom Unlimited®

Rewards are very simple: 1.5% cash on purchases. I like the simplicity. Read Full Review

Imp Barclaycard Arrival Plus® World Elite Mastercard®

The 2x points per purchase was the lure. Read Full Review

Read reviews about the best balance transfer cards

Chase Freedom Unlimited®

(1 Rating or Review)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR 0% Intro APR on Purchases
Intro Purchase APR Period null
Regular Purchase APR 17.24 - 25.99% Variable
Fees
Annual Fee $0
Foreign Transaction Fee See Terms
Balance Transfers
Intro Balance Transfer APR 0% Intro APR on Balance Transfers
Intro Balance Transfer Period 15 months
Regular Balance Transfer APR 17.24 - 25.99% Variable
Fees
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 18.24%, 22.24% or 25.24% variable based on your creditworthiness
Fees
Annual Fee $89 (waived first year)
Foreign Transaction Fee No Foreign Transaction Fees*
Balance Transfers
Intro Balance Transfer APR 0%
Intro Balance Transfer Period first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening
Regular Balance Transfer APR 18.24%, 22.24% or 25.24% variable based on your creditworthiness
Fees
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater
  • Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing
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Barclaycard Ring® Mastercard®

(3 Ratings & Reviews)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 14.24% Variable
Fees
Annual Fee $0
Foreign Transaction Fee No Foreign Transaction Fees*
Balance Transfers
Intro Balance Transfer APR 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply.
Intro Balance Transfer Period Within 45 days of account opening
Regular Balance Transfer APR 14.24% Variable
Fees
Balance Transfer Fee Balance Transfers that post to the account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. Balance Transfers that post to the account after 45 days of account opening: $0
  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
  • Low 14.24% variable APR on purchases and cash advances
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 16.24%-25.24% Variable
Fees
Annual Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfers
Intro Balance Transfer APR 0%
Intro Balance Transfer Period 12 billing cycles
Regular Balance Transfer APR 16.24% - 25.74%* (Variable)
Fees
Balance Transfer Fee 4% of each balance transfer; $5 minimum.
  • 3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back on all other purchases • Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles, then your variable APR will be 16.24% to 25.24% based on your creditworthiness
  • No international transaction fees on credit purchases
  • No Annual Fee • Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR 0%
Intro Purchase APR Period 15 billing cycles
Regular Purchase APR 14.24%-25.24% Variable
Fees
Annual Fee See Terms
Foreign Transaction Fee 3% of each transaction in U.S. dollars.
Balance Transfers
Intro Balance Transfer APR 0%
Intro Balance Transfer Period 15 billing cycles
Regular Balance Transfer APR 14.24%-25.24% Variable
Fees
Balance Transfer Fee 4% of each balance transfer; $5 minimum.
  • Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
  • Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 14.24% to 25.24% based on your creditworthiness.
  • No Penalty Rate (APR) for a missed payment
  • No Annual Fee
  • Click to apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information.
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