Luxury Card™ Mastercard® Black Card™

Card Data last updated on December 01, 2023

Apply

Great, you can create an account later. No thanks, just go to the application

Thanks, we'll follow up soon. Go to card application

Compare

Credit Score Data: Lowest Credit Score
720; High Credit Score
850

Pricing: Purchase Intro APR See Terms; Purchase Intro Period See Terms; Balance Transfer Intro APR 0%; Balance Transfer Intro Period introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.; Regular APR 21.24%, 25.43% or 28.24%

Fees: Annual Fee $495 ($195 for each Authorized User added to the account); Foreign Transaction Fee $0

Summary

Stainless steel and carbon card. Tailored to be an everyday essential. Rewards and protection benefits that are designed to be used everywhere you go, rather than select categories and purchases. Plus, no foreign transaction fees.
Simple and flexible rewards without the hoops. 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent. No minimum threshold requirement for cash back or airfare redemptions.
Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Black Card and we will automatically apply the credit to your account. That’s it. No need to activate or designate an airline.
Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
24/7 Luxury Card Concierge®—available by phone, email, SMS and chat in the app. Around-the-clock service to help you save time and manage tasks big and small. There is no requirement to make a purchase in your requests and no fees are associated with using the concierge's assistance.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Plus, peace of mind protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.

* See card details on the issuer's offer page »