Credit Card Reviews 2023

109 Cards in Total

Credit card offers in this section are listed by their rankings from cardholders and credit card experts. To refine your search, you may isolate card types through the sections below. If you have experience with a particular credit card offer, we encourage you to share that experience. This helps by improving both our ranking algorithm and the user experience of current and future visitors.

CreditCardReviews.com is an independent, advertising-supported comparison service. Many of the offers that appear on this site are from companies from which CreditCardReviews.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCardReviews.com does not include the entire ecosystem of credit offers available to the US market. CreditCardReviews.com has partnerships with issuers and referral platforms including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, Well Fargo, and Cardratings.

Intro Purchase APR

0% on purchases for 12 months

Intro Transfer APR

0% on balance transfers for 12 months

Regular APR

19.24% - 29.99%

Annual Fee

$95

As the name suggests, this card is a brilliant option for cash benefits. Receive from 3% to 6% cash back at US gas stations, supermarkets, and on transit and streaming services. The card also comes with various statement credits. Enjoy $250 in statement credit after you spend $3,000 in purchases on your new card in the first 6 months, and up to $120 annually if you buy an auto-renewing subscription to Equinox+ (enrollment required). You are also given one year without an annual fee, and a low intro APR (0% on purchases and balance transfers for the first 12 months). -- Terms Apply

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Intro Purchase APR

See Terms

Intro Transfer APR

See Terms

Regular APR

29.99% APR (Variable)

Annual Fee

$75 - $125

Recommend Credit Score

300 - 689

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

29.99%

Annual Fee

$0

Recommend Credit Score

300 - 629

The Capital One Platinum Secured Credit Card is a very good credit card for building credit at a low cost. The card is easily worth it because it offers a $0 annual fee and a $200 starting credit limit in return for a refundable security deposit that could be as low as just $49 (though could be higher depending on your credit history).

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.99% - 29.99%

Annual Fee

$650

If you frequent Marriott brand locations, you will absolutely love this card. It carries a broad range of travel-related perks: a gift of 185,000 Marriott Bonvoy bonus points after you use your new card to make $6,000 or more in purchases within the first 6 months of Card Membership, up to $300 Brilliant Dining Credit every calendar year, for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide, or 1 Free Night Award every year after your Card renewal month ( to use at hotels participating in Marriott Bonvoy®). Earn 6X Marriott Bonvoy points for each $1 of eligible purchases at hotels participating in Marriott Bonvoy®, 3X points at restaurants worldwide and on flights booked directly with airlines, and 2X points on all other eligible purchases. --Terms Apply

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Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.49% - 27.49% (variable)

Annual Fee

$0

Recommend Credit Score

720 - 850

The perfect card for Amazon Prime users. You will be charged $0 in credit card fees, and will be able to redeem daily rewards at Amazon.com without waiting - as early as the very next day. Receive a $100 Amazon Gift Card instantly upon approval, and earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and with Chase Travel purchases, if you also have an eligible Prime membership.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.24% - 27.24%

Annual Fee

$95

Recommend Credit Score

720 - 850

  • Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
  • No foreign transaction fees.
  • Low $95 annual fee.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.99% - 29.99%

Annual Fee

$650

Access to Delta Sky Club® is complimentary with this card, and you'll receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you're traveling together (plus a few other bonuses - check the terms and conditions!). You can also save 15% on Award Travel With TakeOff 15, and receive complimentary access to The Centurion® Lounge or Escape Lounge - The Centurion® Studio Partner (when you purchase a Delta flight with your card). As for rewards, after you spend $150,000 on your Card in a calendar year, earn 1.5 miles per dollar on all eligible purchases the rest of the year. Earn 3x miles per dollar on Delta purchases.

Intro Purchase APR

0% Intro APR for 15 billing cycles for purchases

Intro Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

18.24% - 28.24%

Annual Fee

$0

Recommend Credit Score

720 - 850

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don't expire as long as your account remains open.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

22.49%-29.49%

Annual Fee

$550

Recommend Credit Score

720 - 850

This is a brilliant card for higher-end travelers, looking for perks to use while on vacation. One example is the 60,000 bonus points you will receive after you spend $4,000 in the first 3 months of owning the card. If you redeem through Chase Ultimate Rewards®, that translates to $900 towards your trip. You will also receive $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year, and your card will unlock access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select.

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

20.99% - 29.99%

Annual Fee

$125

This card not only gets you earning points, but also gets you discounts and offers at the Marriott hotels you know and love. Enjoy Complimentary Marriott Bonvoy Gold Elite Status and 2 Free Night Awards every year at hotels participating in Marriott Bonvoy®, one for free when your card renews and another after you spend $60K in purchases on your card that year. This card also comes with a welcome offer of three Free Nights Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Plus, receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly through Marriott.