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Citi Rewards+® Card


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Intro Purchase APR

0% for 15 months

Intro Transfer APR

0% for 15 months

Regular APR

18.74% - 28.74%

Annual Fee


Recommend Credit Score

720 - 850

Why We Like This Card
The only credit card on the market that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 you spend per year and then 1X Points thereafter (1X ThankYou® Points on All Other Purchases). Receive 5 ThankYou® Points per $1 spent on hotels, car rentals and attractions booked on the Citi Travel℠ portal until June 30, 2024. Enjoy 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of opening your account (redeemable for $200 in gift cards at

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