Credit Card Reviews 2023

109 Cards in Total

Credit card offers in this section are listed by their rankings from cardholders and credit card experts. To refine your search, you may isolate card types through the sections below. If you have experience with a particular credit card offer, we encourage you to share that experience. This helps by improving both our ranking algorithm and the user experience of current and future visitors.

CreditCardReviews.com is an independent, advertising-supported comparison service. Many of the offers that appear on this site are from companies from which CreditCardReviews.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCardReviews.com does not include the entire ecosystem of credit offers available to the US market. CreditCardReviews.com has partnerships with issuers and referral platforms including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, Well Fargo, and Cardratings.

Intro Purchase APR

0% for 9 billing cycles

Intro Transfer APR

N/A

Regular APR

18.49% - 28.49%

Annual Fee

$0.00

Recommend Credit Score

720 - 850

This card is particularly useful for those who frequently travel. You can redeem points for a statement credit to offset travel and dining purchases, and to travel with no blackout dates at the Bank of America® Travel Center (or for cash back or gift cards!). There are no annual fees or international transaction fees, and no limit to the amount of points you can earn. Your points also don't expire as long as your account remains open. Receive an extra 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days - the equivalent of $300 statement credit towards travel or dining purchases.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.24%-26.24%

Annual Fee

$95

Recommend Credit Score

720 - 850

This is the card to use if you are looking for tight security. The card comes with round-the-clock monitoring for unusual credit card purchases, and you will not be held responsible for unauthorized charges. Your new purchases (up to a certain amount) are also covered for 120 days against damage or theft. Then there are the financial perks - earn 100,000 bonus points after spending $8,000 in the first 3 months, earn 3 points per $1 on the first $150,000 you spend on eligible purchases each year, and redeem your points for 25% more through Chase Travel℠.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

19.24% - 28.24%

Annual Fee

$49

Recommend Credit Score

720 - 850

This card strikes a balance between Disney perks and everyday benefits. Earn 5% in Disney Rewards Dollars on card purchases made at DisneyPlus.com, Hulu.com or ESPNPlus.com, 2% at gas stations, grocery stores, restaurants and most Disney US locations, and 1% on all other purchases. There are no limits on how many Rewards Dollars you can earn. Added to this, save 10% on select purchases at disneystore.com, enjoy 10% off select merchandise purchases at select locations, and 10% off at Disneyland® and Walt Disney World® Resorts (depending on the location and day). If you want to use your bonuses outside Disney, you can redeem your Rewards Dollars for statement credit toward airline travel.

Intro Purchase APR

0% on purchases for 12 months

Intro Transfer APR

0% on balance transfers for 12 months

Regular APR

19.24% - 29.99%

Annual Fee

$0 annual fee for the first year, then $95

Recommend Credit Score

720 - 850

As the name suggests, this card is a brilliant option for cash benefits. Receive from 3% to 6% cash back at US gas stations, supermarkets, and on transit and streaming services. The card also comes with various statement credits. Enjoy $250 in statement credit after you spend $3,000 in purchases on your new card in the first 6 months, and up to $120 annually if you buy an auto-renewing subscription to Equinox+ (enrollment required). You are also given one year without an annual fee, and a low intro APR (0% on purchases and balance transfers for the first 12 months). -- Terms Apply

Intro Purchase APR

0% on purchases for 15 months

Intro Transfer APR

0% on balance transfers for 15 months

Regular APR

19.24% - 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

This card offers cash back for the everyday credit card user, with no annual fees and a $200 statement credit after you spend $2,000 within the first 6 months. Enjoy 3% Cash Back on up to $6,000 per year in purchases at US supermarkets, US online retail stores and US gas stations. Make the most of numerous offers when you buy the Disney Bundle (Disney+, Hulu, ESPN+) with your Blue Cash Everyday. You can even use your card to optimize your grocery budget by purchasing a Home Chef meal kit subscription and enjoying up to $15 back per month (Enrollment Required). -- Terms Apply

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

21.49%-28.49%

Annual Fee

$69

Recommend Credit Score

720 - 850

A low-fee card with great rewards, including a membership gift of 3,000 anniversary points each year. With this card, you can earn 2X points on Southwest® purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, and 1 point for every $1 spent on all other purchases. You will also receive 2 EarlyBird Check-In® each year.

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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

25.64%

Annual Fee

$35

Recommend Credit Score

630 - 689

  • Limited Time Offer: $51 funding voucher applied for all new accounts. Get a $200 credit line for $149. Click "Apply Now" to see additional terms and conditions.
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Join over 1.2 million cardholders who've used OpenSky to build their credit
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0.0

/ 5

0 Ratings & Reviews

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

N/A

Annual Fee

$250

Recommend Credit Score

720 - 850

This card carries incentives to pay your credit off early - receive an unlimited 1.5% Early Pay Discount on eligible charges within 10 days of your statement closing date, and see the discount applied to your next statement when you pay by the Please Pay By date. By doing this - pay the minimum on time - you are given up to 60 days with no interest to pay the rest.

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on the Capital One website

Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

18.49% - 24.49%

Annual Fee

$0

Recommend Credit Score

720 - 850

You receive a $750 bonus when you spend $6,000 within 3 months of account opening. In addition to this sign-up bonus, you earn 1.5% cash back on all other purchases made with the card.
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on the Capital One website

Intro Purchase APR

0% intro on purchases for 15 months

Intro Transfer APR

0% intro on balance transfers for 15 months

Regular APR

19.99% - 29.99%

Annual Fee

$0

Recommend Credit Score

720 - 850

3% cash back at grocery stores as well as 3% cash back on entertainment, popular streaming services and dining, which covers everything from fast food to restaurants, are the perks that makes this card popular amongst US consumers who like to earn cash back for food and entertainment spend.