Best 0% APR Credit Cards

3 Cards

Read feedback on the best 0% APR credit cards

HSBC Gold Mastercard® credit card

(1 Rating or Review)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR 0% Introductory APR
Intro Purchase APR Period 18 months
Regular Purchase APR Variable APR of 13.24%, 17.24% or 21.24% will apply after the Introductory Period
Fees
Annual Fee $0
Foreign Transaction Fee $0
Balance Transfers
Intro Balance Transfer APR 0% Introductory APR
Intro Balance Transfer Period 18 months
Regular Balance Transfer APR Variable APR of 13.24%, 17.24% or 21.24% will apply after the Introductory Period
Fees
Balance Transfer Fee Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check.
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
+ Show More Details + - Show Less Details -
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 16.24%-25.24% Variable
Fees
Annual Fee See Terms
Foreign Transaction Fee See Terms
Balance Transfers
Intro Balance Transfer APR 0%
Intro Balance Transfer Period 12 billing cycles
Regular Balance Transfer APR 16.24% - 25.74%* (Variable)
Fees
Balance Transfer Fee 4% of each balance transfer; $5 minimum.
  • 3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back on all other purchases • Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles, then your variable APR will be 16.24% to 25.24% based on your creditworthiness
  • No international transaction fees on credit purchases
  • No Annual Fee • Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details
+ Show More Details + - Show Less Details -
Lowest Credit Score
690
High Credit Score
850
Pricing
Intro Purchase APR 0% Introductory APR
Intro Purchase APR Period 12 months
Regular Purchase APR Variable APR of 15.24%, 19.24% or 25.24% will apply after the Introductory Period
Fees
Annual Fee $0
Foreign Transaction Fee $0
Balance Transfers
Intro Balance Transfer APR 0% Introductory APR
Intro Balance Transfer Period 12 months
Regular Balance Transfer APR Variable APR of 15.24%, 19.24% or 25.24% will apply after the Introductory Period
Fees
Balance Transfer Fee 4.00%
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
+ Show More Details + - Show Less Details -