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Barclaycard Ring™ Mastercard®

Card Data last updated on August 24, 2017
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Credit Score Data
Lowest Credit Score
720
High Credit Score
850
Pricing
Purchase Intro APR 0%
Purchase Intro Period 15 months
Balance Transfer Intro APR 0%
Balance Transfer Intro Period 15 months (on balance transfers made within 45 days of account opening)
Regular APR 13.99% Variable
Fees
Annual Fee $0
Foreign Transaction Fee None
Summary
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
* See card details on the issuer's offer page »
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4 Reviews Have this card? Share what you know: Review
March 29, 2017

PRO: No fee balance transfer.

CON: Posting of payments on weekend

No balance transfer fee is what drew me to the Ring. Couldn't find a transfer card that had no fee with 0% interest for more than a year. I think this is the only one currently offered.

The only issue I have with this card is that when you make a payment with the mobile app on Friday, Saturday, or Sunday, it doesn't free up the credit line until Monday.

Read 283 times
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stef
Top Contributor
March 29, 2017

PRO: Rates and rewards

CON: None so far

Awesome card with a really cool crowd sourced rewards program!

Read 210 times
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RJN246
Top Contributor
March 16, 2017

PRO: Interest rates and perks.

CON: None.

This is a new rendition of this card with much more attractive pricing than the previous version. The interest rate structure is more favorable and there's no balance transfer fee.

Read 438 times
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March 16, 2017

PRO: No balance transfer fees.

CON: Online management is weak.

Rarely do you see a balance transfer card come with a long introductory rate and no balance transfer fee. I got this specifically for the balance transfer perks and that's what I recommend it for.

Read 394 times
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