Best Points Rewards Credit Cards

2 Cards

Read reviews on the best credit card points offers

Chase Sapphire Preferred® Card

(1 Rating or Review)
Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR N/A
Intro Purchase APR Period N/A
Regular Purchase APR 15.99% - 22.99% Variable
Fees
Annual Fee $95
Foreign Transaction Fee $0
Balance Transfers
Intro Balance Transfer APR N/A
Intro Balance Transfer Period N/A
Regular Balance Transfer APR 15.99% - 22.99% Variable
Fees
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
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Lowest Credit Score
720
High Credit Score
850
Pricing
Intro Purchase APR See Terms
Intro Purchase APR Period See Terms
Regular Purchase APR 14.99%
Fees
Annual Fee $495 ($195 for each Authorized User added to the account)
Foreign Transaction Fee $0
Balance Transfers
Intro Balance Transfer APR 0%
Intro Balance Transfer Period introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular Balance Transfer APR 14.99%
Fees
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Patented black PVD metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.
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