Best Sign-Up Bonuses Credit Cards

Fast track your way to earning rewards with these credit card sign-up bonuses: Updated January 2024

3 Cards in Total

Sign-up bonuses come in several different forms ranging from cash back that can be redeemed as a statement credit, to items like bonus points or miles. Both bonus points and miles can be redeemed for many different items, including travel. You should check and see what you can redeem points and miles for before you decide on a new card as every card offer is different. Keep in mind, most sign-up bonuses require you spend a certain amount of money within a certain period of time, often the time period is a few months. Better sign-up bonuses usually require you to spend more money, but there are still very lucrative sign-up bonuses available for cardholders who do not want to spend as much. Capital One Venture Rewards Credit Card with 75k bonus miles and Capital One Quicksilver Cash Rewards Credit Card with a $200 sign-up bonus frontrun this category for travel and cash repectively.

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Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

See Pay Over Time APR

Annual Fee

$695

This is American Express’ most comprehensive and exclusive card, offering a wide range of rewards, with higher fees than other cards but an even higher return. Earn hundreds of dollars in hotel, digital entertainment, airline fee or Walmart+ credit, as well as credit to use with CLEAR Plus, Equinox, Global Entry and SoulCycle At-Home (enrollment required). Enjoy Uber VIP status and up to $200 in savings on Uber eats or rides every year. In your first 6 months, earn a bonus of 80,000 Membership Rewards® Points after spending $8,000 with your card. -- Terms Apply

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Intro Purchase APR

N/A

Intro Transfer APR

N/A

Regular APR

22.49%-29.49%

Annual Fee

$550

Recommend Credit Score

720 - 850

This is a brilliant card for higher-end travelers, looking for perks to use while on vacation. One example is the 60,000 bonus points you will receive after you spend $4,000 in the first 3 months of owning the card. If you redeem through Chase Ultimate Rewards®, that translates to $900 towards your trip. You will also receive $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year, and your card will unlock access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select.

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Intro Purchase APR

0% for 15 months

Intro Transfer APR

0% for 15 months

Regular APR

18.74% - 28.74%

Annual Fee

$0

Recommend Credit Score

720 - 850

The only credit card on the market that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 you spend per year and then 1X Points thereafter (1X ThankYou® Points on All Other Purchases). Receive 5 ThankYou® Points per $1 spent on hotels, car rentals and attractions booked on the Citi Travel℠ portal until June 30, 2024. Enjoy 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of opening your account (redeemable for $200 in gift cards at thankyou.com).