www.PreapprovedAccess.com First Access Offer
Get new credit cards from First Access and the Bank of Missouri at preapprovedaccess.com with a reservation code.
PreapprovedAccess.com - Applying for a First Access Card
There’s no shortage of VISA credit cards for consumers to choose from, with dozens of options to ensure that everyone has access to the credit features that best suit their needs. In addition, there are cards that cater to different levels of credit, so that even consumers looking to build credit or improve their score have the opportunity to do so with a card that is accepted everywhere.
Whether you’re a student interested in getting your first card so you can start your credit journey, you’ve had some hard luck and looking to improve your credit rating with responsible spending, or you’ve been secondary on another person’s credit and you’re ready to strike out on your own, a First Access card gives you the opportunity to grow, even if you’ve been unable to gain approval from other lenders.
We offer a quick, easy, and secure means of applying online, complete with a speedy approval process so you aren’t left waiting and wondering about the status of your application. Once you’re approved, you’ll enjoy a full-feature VISA credit card that is accepted by merchants online and in-store nationwide, anywhere you see the VISA logo.
Best of all, you don’t need perfect credit to apply or gain approval. All you have to do is fill out the application and you’ll find out almost immediately if you’ve been approved. How do you apply? It’s quick and easy. Just read through the directions below.
Preparing to Apply
Before you start filling out your application, you’ll want to collect needed information in order to make the process as quick and easy as possible. This could include employment and financial information, as well as information about your housing status, including rent or mortgage payments and how long you’ve been at your residence. Having this information on hand will speed the application process. You will also need your reservation code if you plan on applying online at preapprovedaccess.com. Applicants must be U.S. residents over the age of 18 to qualify.
You will be asked to provide accurate income information, so if you don’t know your annual earnings off the top of your head, you might want to check your previous year’s tax returns prior to applying. If you have received a prescreened preapprovedaccess.com letter containing an 8- or 9-character Reservation Code, you’ll need to enter this number to start the application process. Online application requires a working computer or laptop and a fast, reliable internet connection to ensure speedy processing and a secure connection.
How to Apply at PreapprovedAccess.com
There are two ways to apply for your First Access VISA credit card. If you received a prescreened credit offer letter, you can visit our website here to enter your 8- or 9-character Reservation Code, choose your preferred card design, and get started. Please be aware that prescreen offers are based on credit reporting information and are not a guarantee of approval.
If you have not received a letter with a preapprovedaccess.com reservation number, you can still apply online for a First Access card. You will simply have to enter required information and consent to our various terms and conditions to continue with your application.
Once this is complete and you have submitted your application, they can process the data you have entered to verify information and provide you with an answer. If you are approved, all that remains is to pay an $89.00 Program Fee to open your account.
Understanding Terms and Conditions
Before you complete your application, it’s important that you take the time to read and understand all terms and conditions. When you click “I accept” or you check boxes consenting to terms and conditions, you are bound to abide by the agreement you’ve made. You are solely responsible for any contract you enter into.
Reading through our terms and conditions will help you to understand the benefits you’ll enjoy when you’re approved for a First Access card, as well as any rules, restrictions, rates, and fees associated with your credit account. You can find a full list of terms and conditions here.
Entering Required Information
You’ll be asked to provide specific information in order to complete your credit application. This includes basic contact information, such as your name, address, phone number, and email, as well as personal information like your date of birth and social security number.
You may be asked questions about your employment status, annual income, active bank accounts, whether you own a home or rent, duration of residence, and so on. You may need to answer questions about how you plan to use your card (i.e. for cash advances, etc.). Finally, you will be asked to select your preferred card design.
Read Twice, Submit Once
If the information you have entered is inaccurate, it may impact the approval process, so it’s best to review all of the information you’ve provided to ensure that it is correct and up-to-date. This will present the best opportunity to enjoy speedy approval.
Quick and Easy Approval
Once you have submitted your application, it will be expeditiously processed so that you can quickly receive a decision. You could find out whether you’ve been approved for your First Access VISA credit card in as little as about 60 seconds with the easy and secure online application.